Injured on the job due to a third party's negligence? Pre-settlement funding can help bridge the financial gap that workers' compensation alone cannot cover.
Workplace injuries can be devastating, and while workers' compensation provides some benefits, it often falls far short of covering the true costs. When a workplace injury is caused by a third party — such as a subcontractor, equipment manufacturer, or property owner — you may have a personal injury lawsuit in addition to your workers' comp claim. This third-party lawsuit is what qualifies for pre-settlement funding. Common scenarios include construction site accidents caused by another contractor's negligence, defective equipment injuries where the manufacturer is liable, and injuries on another company's property. Pre-settlement funding helps cover the gap between what workers' comp pays and what you actually need.
Workers' compensation benefits are limited — they typically cover only a portion of lost wages and medical bills. They do not cover pain and suffering, full lost earnings, or future earning capacity. When you have a third-party claim alongside workers' comp, the personal injury lawsuit can take years to resolve. Pre-settlement funding bridges this gap, covering living expenses that workers' comp does not fully address while your attorney pursues the third-party case.
Third-party workplace injury claims typically take 18 months to 3 years to resolve. Cases involving multiple parties or OSHA investigations may take longer. Funding approval takes 24 to 48 hours.
Existence of a viable third-party claim (not just workers' comp)
Severity of injuries and medical treatment
Available insurance coverage of the third party
OSHA citations or safety violation evidence
Workers' comp lien amount on the third-party recovery
Submit an application with your workplace injury and third-party claim details.
We evaluate the third-party liability and coordinate with your attorney on the case merits.
Accept your transparent offer and receive funds in your account, typically within 24-48 hours.
Pre-settlement funding requires a personal injury lawsuit, not just a workers' comp claim. However, if a third party (not your employer) was responsible for your injury, you may have both a workers' comp claim and a third-party lawsuit that qualifies for funding.
Workers' comp liens are factored into our underwriting analysis. If you received workers' comp benefits, the insurer may have a lien on your third-party settlement. Our team accounts for this when determining your funding amount.
Common qualifying scenarios include construction site injuries caused by another contractor, defective equipment manufactured by a third party, injuries on another company's property, and motor vehicle accidents during work.
Typical workplace injury funding ranges from $5,000 to $500,000, depending on the severity of injuries, the strength of the third-party claim, and available insurance coverage.
Workers' comp and pre-settlement funding serve different purposes. Learn which applies to your situation, when you may qualify for both, and how third-party claims change everything.
Understand exactly how pre-settlement funding pricing works — from rate structures and fees to repayment examples — so you can make an informed decision.
Mounting medical bills can pressure you into accepting a low settlement. Learn your options for managing healthcare costs during litigation.
No credit check. No upfront fees. No obligation. Apply in under 5 minutes and get the financial relief you need.
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